Patriot National Bancorp, Inc. (PNBK) is a Financials stock trading at $1.03 (as of 2026-08-21), with a market capitalization of $122.90M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Patriot National Bancorp, Inc. is the holding company for Patriot Bank, N.A., which provides community banking services. It offers deposit and lending products—including commercial and consumer loans—and related delivery services such as online and mobile deposit features, bill payment, and ATM and debit card access to individuals, small and medium-sized businesses, and professionals.
Patriot National Bancorp is a community bank holding company that takes customer deposits and makes loans, including commercial real estate, commercial business, small business, and consumer lending.
A bank's profit engine is the spread between income earned on its loan portfolio and the cost of its deposit funding, adjusted by credit and other operating expenses.
Business quality (Weak): The company is a community bank focused on lending, with its operating performance in the latest quarter showing a negative operating margin.
Valuation: At 48× earnings, PNBK trades 280% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $1.03 |
| Market Cap | $122.90M |
| Price / Book | 1.38 |
| Price / Sales | 2.24 |
| FCF Yield | -15.1% |
| Revenue (TTM) | $47.84M |
| Net Margin | -26.6% |
| Revenue Growth (YoY) | 42.8% |
| EPS Growth (YoY) | -100.0% |
| FCF Growth (YoY) | -717.2% |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 13.0 |
| Top Institutional Holder | VANGUARD CAPITAL MANAGEMENT LLC ($5.68M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Steven Alan Sugarman |
| Employees | 129 |
| Country | US |
| IPO Date | 1994-08-31 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.