Pioneer Bancorp, Inc. (PBFS) Stock

Pioneer Bancorp, Inc. (PBFS) is a Financials stock trading at $17.07 (as of 2026-06-18), with a market capitalization of $374.40M and a trailing P/E of 18.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, one- to four-family residential real estate, home equity, and consumer loans; and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. It operates through a network of 22 retail banking offices in Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.

Valuation — source: SEC EDGAR (first-party)
Price$17.07
Market Cap$374.40M
P/E Ratio18.2
EV / EBITDA8.1
Price / Book1.14
Price / Sales23.39
DCF Value (model)$11.49
DCF Upside vs Price-32.7%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$15.81M
Net Margin128.3%
Return on Equity6.0%
Revenue Growth (YoY)88.3%
EPS Growth (YoY)118.4%
Valuation vs Sector & Industry
Stock P/E18.2
Sector P/E (Financials)14.2
Industry P/E (Banking)12.4
vs Sector28.0%
vs Industry47.1%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderM3F, Inc. ($28.84M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOThomas L. Amell
Employees268
CountryUS
IPO Date2019-07-18

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PBFS earnings history · PBFS institutional & insider holders · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.