Northwest Bancshares, Inc. (NWBI) Stock

Northwest Bancshares, Inc. (NWBI) is a Financials stock trading at $15.31 (as of 2026-08-20), with a market capitalization of $2.24B and a trailing P/E of 16.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Northwest Bancshares, Inc. is the holding company for Northwest Bank, a state-chartered savings bank providing personal and business banking. It accepts multiple deposit types, offers residential, commercial, and consumer lending products, and provides investment management and trust services through community-banking locations in several Midwestern states.

Understand Northwest Bancshares, Inc.: how it makes money

Northwest Bancshares is a bank holding company that operates a state-chartered savings bank, taking customer deposits (checking, savings, money market, term certificates, and IRAs) and making loans (residential real estate, multi-family and commercial real estate, commercial business, and consumer loans), earning from these core banking activities.

The profit engine is the spread between the economics of its deposit base and the economics of its loan portfolio, since its balance sheet is primarily funded by deposits and deployed into residential, commercial, and consumer lending.

Revenue by segment (latest quarter)
Bank$0.2B

Business quality (Solid): Based on the data provided, the company shows about $0.2B in revenue and a 33.1% operating margin in the latest quarter, but no segment-level KPIs are included beyond total revenue.

Valuation: At 16× earnings, NWBI trades 30% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diverse lending mix across residential real estate, commercial real estate, commercial business, and consumer loans: A broader set of loan categories can help spread activity across different parts of the credit cycle.
  • Deposit franchise supports funding across multiple deposit types: Checking, savings, money market deposits, term certificates, and IRAs indicate multiple channels for funding the loan book.

Bear case

  • Credit and collateral risk from loans: If borrower performance worsens across residential, commercial, or consumer lending, earnings can be pressured.
  • Funding-cost and yield-pressure risk: Because operations rely on deposits to fund loans, shifts in deposit pricing versus loan yields can reduce profitability.
Valuation — source: SEC EDGAR (first-party)
Price$15.31
Market Cap$2.24B
P/E Ratio16.8
EV / EBITDA10.7
Price / Book1.18
Price / Sales2.91
FCF Yield4.7%
DCF Value (model)$13.62
DCF Upside vs Price-11.0%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$749.67M
Net Margin16.8%
Revenue Growth (YoY)11.6%
EPS Growth (YoY)2.9%
FCF Growth (YoY)-34.3%
Valuation vs Sector & Industry
Stock P/E16.8
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector11.2%
vs Industry30.3%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($264.89M)
Institutional Holders Tracked10
Congressional Trades (recent)1
Company
SectorFinancials
IndustryBanking
CEOLouis J. Torchio
Employees1,996
CountryUS
IPO Date1994-11-07

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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  • First Commonwealth Financial Corporation (FCF)
  • City Holding Company (CHCO)
  • Stellar Bancorp, Inc. (STEL)
  • National Bank Holdings Corporation (NBHC)
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NWBI earnings history · NWBI institutional & insider holders · NWBI KPIs & operating metrics · NWBI financials · NWBI investor presentations & press releases · NWBI SEC filings · NWBI peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.