NBT Bancorp Inc. (NBTB) Stock

NBT Bancorp Inc. (NBTB) is a Financials stock trading at $46.72 (as of 2026-06-18), with a market capitalization of $2.40B and a trailing P/E of 13.1. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Valuation — source: SEC EDGAR (first-party)
Price$46.72
Market Cap$2.40B
P/E Ratio13.1
Price / Book1.26
Price / Sales13.15
Dividend Yield3.2%
DCF Value (model)$93.38
DCF Upside vs Price99.9%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$182.95M
Net Margin92.5%
Return on Equity9.6%
Debt / Equity0.06
Revenue Growth (YoY)18.3%
EPS Growth (YoY)25.6%
FCF Growth (YoY)26.9%
Valuation vs Sector & Industry
Stock P/E13.1
Sector P/E (Financials)14.2
Industry P/E (Banking)12.4
vs Sector-8.1%
vs Industry5.5%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($315.10M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOScott A. Kingsley
Employees2,083
CountryUS
IPO Date1992-03-17

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NBTB earnings history · NBTB institutional & insider holders · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.