MBIA Inc. (MBI) Stock

MBIA Inc. (MBI) is a Financials stock trading at $4.92 (as of 2026-08-24), with a market capitalization of $251.00M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

MBIA Inc. provides financial guarantee insurance for public finance and structured finance markets. It operates through U.S. public finance insurance and international/structured finance insurance, insuring obligations such as municipal and other public-related debt (including tax-exempt and taxable) and non-U.S. public finance and global structured finance, and it also offers third-party reinsurance.

Understand MBIA Inc.: how it makes money

MBIA Inc. provides financial guarantee insurance to public finance markets, issuing guarantees for municipal bonds and other public and private obligations, and earns revenue from providing these insurance services.

MBIA's profit engine is tied to issuing financial guarantees for specific public finance and structured obligations, with its available liquidity and pledged assets (under guaranteed investment agreement contracts) supporting that guarantee business.

Business quality (Weak): For 2026-03-31, revenue is shown as 0.0B and operating margin is -170.8, so the latest-quarter picture appears incomplete or non-comparable, limiting confidence in any earnings-quality conclusions.

Bull case

  • Guarantee coverage across multiple types of obligations: MBIA issues financial guarantees for a range of municipal bond and other issuer types, including utilities, airports, health care institutions, higher educational facilities, student loan issuers, housing authorities, and similar obligations.
  • Liquidity is tracked as unencumbered and pledged: The company discloses both Corporate Segment Unencumbered Cash and Liquid Assets (0.35 USD_B) and Corporate Segment Assets Pledged to Guaranteed Investment Agreement Contracts (0.18 USD_B).

Bear case

  • Very weak operating performance in the latest quarter: Operating margin for 2026-03-31 is -170.8.
  • Limited and potentially incomplete financial comparability: Revenue is shown as 0.0B for 2026-03-31, which makes it harder to interpret operating results and trends from the provided figures.
Valuation — source: SEC EDGAR (first-party)
Price$4.92
Market Cap$251.00M
Price / Sales2.67
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$80.00M
Net Margin-221.3%
Revenue Growth (YoY)17.4%
EPS Growth (YoY)-18.8%
Valuation vs Sector & Industry
Sector P/E (Financials)15.2
Industry P/E (Insurance)13.1
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock Fund Advisors ($43.52M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryInsurance
CEOWilliam Charles Fallon
Employees57
CountryUS
IPO Date1987-07-01

Related Companies (Insurance; 8 comparable insurers)

  • Octave Specialty Group, Inc. (OSG)
  • NMI Holdings, Inc. (NMIH)
  • Presurance Holdings, Inc. (PRHI)
  • Radian Group Inc. (RDN)
  • MGIC Investment Corporation (MTG)
  • Kingstone Companies, Inc. (KINS)
  • American Integrity Insurance Group, Inc. (AII)
  • NI Holdings, Inc. (NODK)
MBI earnings history · MBI institutional & insider holders · MBI KPIs & operating metrics · MBI financials · MBI investor presentations & press releases · MBI SEC filings · MBI peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-24.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.