The Hartford Financial Services Group, Inc. (HIG) is a Financials stock trading at $134.49 (as of 2026-07-15), with a market capitalization of $39.99B and a trailing P/E of 9.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
The Hartford provides insurance and financial services to individual and business customers, and it makes money by providing a wide range of insurance coverages and related risk management services (including workers' compensation, property, auto, liability, and more) through offices, branches, and independent agents and brokers.
The profit model is driven by selling a broad set of Commercial Lines insurance coverages and related risk management services through multiple distribution channels, including independent retail agents and brokers.
Business quality (Mixed): We have a clear business description and a latest-quarter operating margin, but we do not have a usable official segment revenue breakdown or meaningful operating KPIs from the provided inputs, limiting driver-level visibility.
Valuation: At 9× earnings, HIG trades 29% below the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $134.49 |
| Market Cap | $39.99B |
| P/E Ratio | 9.8 |
| EV / EBITDA | 8.4 |
| Price / Book | 2.12 |
| Price / Sales | 1.39 |
| Dividend Yield | 1.7% |
| FCF Yield | 14.6% |
| DCF Value (model) | $302.27 |
| DCF Upside vs Price | 124.8% |
| Revenue (TTM) | $28.37B |
| Net Margin | 13.5% |
| Return on Equity | 21.5% |
| Debt / Equity | 0.23 |
| Revenue Growth (YoY) | 6.1% |
| EPS Growth (YoY) | 41.3% |
| FCF Growth (YoY) | 7.1% |
| Stock P/E | 9.8 |
| Sector P/E (Financials) | 15.3 |
| Industry P/E (Insurance) | 13.0 |
| vs Sector | -35.5% |
| vs Industry | -24.1% |
| Top Institutional Holder | VANGUARD GROUP INC ($5.07B) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 6 |
| Sector | Financials |
| Industry | Insurance |
| CEO | Christopher Jerome Swift |
| Employees | 19,100 |
| Country | US |
| IPO Date | 1995-12-15 |
Data as of 2026-07-15.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.