Assured Guaranty Ltd. (AGO) is a Financials stock trading at $75.04 (as of 2026-09-02), with a market capitalization of $3.32B and a trailing P/E of 9.5. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it is involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. Additionally, the company offers specialty insurance and reinsurance that include life and aircraft residual value insurance transactions; and asset management services comprising investment advisory services, including management of collateralized loan obligations, and opportunity and liquid strategy funds. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
Assured Guaranty sells financial guaranty insurance on municipal bonds, infrastructure debt, and structured-finance obligations, earning premium for absorbing the default risk behind those issues. It also runs an asset-management arm, and the guaranty business dominates: the company backs roughly 58% of new-issue insured municipal bonds sold in the US.
Earnings swing with municipal and infrastructure issuance volumes and credit conditions, so the company layers a growing, marked-to-market alternative-investment portfolio on top of premium income to smooth the cycle.
Business quality (Mixed): Mixed. A dominant market position and 25% operating margin are offset by a 31% revenue decline, 6% ROE, and a business whose top line tracks issuance cycles rather than recurring subscriptions.
Valuation: At 9× earnings, AGO trades 28% below the Insurance average (13×).
| Price | $75.04 |
| Market Cap | $3.32B |
| P/E Ratio | 9.5 |
| EV / EBITDA | 11.3 |
| Price / Book | 0.60 |
| Price / Sales | 3.54 |
| DCF Value (model) | $169.27 |
| DCF Upside vs Price | 125.6% |
| Revenue (TTM) | $1.11B |
| Net Margin | 45.3% |
| Revenue Growth (YoY) | -30.6% |
| EPS Growth (YoY) | -58.1% |
| Stock P/E | 9.5 |
| Sector P/E (Financials) | 14.9 |
| Industry P/E (Insurance) | 12.1 |
| vs Sector | -36.5% |
| vs Industry | -22.1% |
| Sector | Financials |
| Industry | Insurance |
| CEO | Dominic John Frederico |
| Employees | 361 |
| Country | BM |
| IPO Date | 2004-04-23 |
Data as of 2026-09-02.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.