UnitedHealth Group Incorporated (UNH) is a Healthcare stock trading at $425.01 (as of 2026-07-17), with a market capitalization of $385.97B and a trailing P/E of 32.0. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
UnitedHealth Group is a U.S. diversified health care company operating through UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. It provides health benefit plans and related services, care-delivery and health management offerings, health information and advisory services, and pharmacy-related services to individuals and organizations including employers and government entities.
UnitedHealth Group provides health insurance and related health services in the United States, earning money through its UnitedHealthcare health benefit plans and through Optum’s health, pharmacy, and insight services.
UnitedHealth’s earnings engine combines a health benefits business (UnitedHealthcare) with service delivery capabilities (Optum, including pharmacy and health services), so results reflect both the benefit-plan side and the Optum services side.
| MedicareRet | $43.4B |
| OptumHealth | $25.2B |
| OptumRx | $38.5B |
| OptumInsight | $4.8B |
Business quality (Mixed): The provided segment revenue inputs do not cleanly reconcile to the provided total revenue, so this panel uses the closest mutually exclusive subset from the supplied figures that sums to approximately 111.7B.
Valuation: At 28× earnings, UNH trades 123% above the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $425.01 |
| Market Cap | $385.97B |
| P/E Ratio | 32.0 |
| EV / EBITDA | 19.7 |
| Price / Book | 3.72 |
| Price / Sales | 0.86 |
| FCF Yield | 2.3% |
| DCF Value (model) | $176.81 |
| DCF Upside vs Price | -58.4% |
| Revenue (TTM) | $447.57B |
| Net Margin | 2.7% |
| Revenue Growth (YoY) | 2.0% |
| EPS Growth (YoY) | 0.3% |
| FCF Growth (YoY) | 78.8% |
| Altman Z-Score | 3.09 (safe) |
| Piotroski F-Score | 7/9 (strong) |
| Stock P/E | 32.0 |
| Sector P/E (Healthcare) | 21.4 |
| Industry P/E (Insurance) | 13.0 |
| vs Sector | 49.5% |
| vs Industry | 146.6% |
| Insider Sells (12mo) | 1 |
| Top Institutional Holder | VANGUARD GROUP INC ($30.24B) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 10 |
| Sector | Healthcare |
| Industry | Insurance |
| CEO | Stephen J. Hemsley |
| Employees | 400,000 |
| Country | US |
| IPO Date | 1984-10-17 |
Data as of 2026-07-17.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.