Triumph Financial, Inc. (TFIN) is a Financials stock trading at $73.91 (as of 2026-08-20), with a market capitalization of $1.76B and a trailing P/E of 68.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Triumph Financial Inc., a financial and technology company, focuses on payments, factoring, and banking. It operates through a portfolio of brands, including TriumphPay, Triumph, and TBK Bank. The company offers cash flow management services for the trucking industry comprising invoice factoring, fuel discount programs, truck and cargo insurance, and equipment finance, banking, and treasury services. It also provides factoring products and services; insurance products and services; and equipment finance and asset based lending products and services. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial Inc. in December 2022. Triumph Financial Inc. was founded in 1981 and is headquartered in Dallas, Texas.
Triumph Financial provides trucking-focused cash flow management, including invoice factoring, payments, fuel discount programs, insurance, and equipment finance, and it also earns banking and treasury-related income including returns tied to net float from payments.
Triumph’s profit model combines yield from trucking cash flow services and payments-related net float, while credit losses on receivables (tracked by net charge-offs) can directly reduce results.
| Banking | $0.0B |
| Factoring | $0.0B |
| Payments Float | $0.0B |
Business quality (Weak): The business has identifiable operating drivers (credit losses for factoring and adoption/growth metrics for the trucking platform), but outcomes can be sensitive to charge-offs and to interest-rate conditions that influence returns on net float from payments.
Valuation: At 65× earnings, TFIN trades 411% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $73.91 |
| Market Cap | $1.76B |
| P/E Ratio | 68.2 |
| EV / EBITDA | 18.9 |
| Price / Book | 1.83 |
| Price / Sales | 4.01 |
| FCF Yield | 4.2% |
| DCF Value (model) | $7.50 |
| DCF Upside vs Price | -89.9% |
| Revenue (TTM) | $430.47M |
| Net Margin | 5.9% |
| Revenue Growth (YoY) | 16.0% |
| EPS Growth (YoY) | 492.3% |
| FCF Growth (YoY) | -396.0% |
| Stock P/E | 68.2 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | 350.7% |
| vs Industry | 428.1% |
| Top Institutional Holder | BlackRock, Inc. ($197.35M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Aaron Graft |
| Employees | 1,547 |
| Country | US |
| IPO Date | 2014-11-07 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.