Selective Insurance Group, Inc. (SIGI) Stock

Selective Insurance Group, Inc. (SIGI) is a Financials stock trading at $91.53 (as of 2026-08-21), with a market capitalization of $5.45B and a trailing P/E of 11.0. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Selective Insurance Group, Inc. provides property and casualty insurance products, including flood coverage, in the United States through segments such as Standard Commercial Lines, Standard Personal Lines, and E&S Lines, and through an Investments segment. Its insurance is distributed via independent retail agents and wholesale general agents to businesses, non-profit organizations, local government entities, and individuals, while it also holds fixed-income investments and other investment assets.

Understand Selective Insurance Group, Inc.: how it makes money

Selective Insurance Group sells U.S. property and casualty insurance, covering losses and injuries described in its policies, and it also has an Investments segment that contributes to results.

Its profit model combines underwriting results from its Standard Commercial Lines, Standard Personal Lines, and E&S Lines with returns from its Investments segment.

Business quality (Mixed): Four clearly defined operating segments (three insurance lines plus Investments), but the provided data does not include segment-level revenue or operating KPIs.

Valuation: At 13× earnings, SIGI trades in line with the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

Diversified operating mix across Standard Commercial Lines, Standard Personal Lines, and E&S Lines, plus an Investments segment: Different policy categories (property and casualty) are served through multiple segments, while Investments is separately reported as its own segment.
Established policy scope in property and casualty coverage: Property insurance covers financial consequences of accidental loss of real property, personal property, and/or earnings due to property loss, while casualty covers employee injuries in the course of employment and bodily injury or property.

Bear case

Claims exposure follows the insured events covered by its policies: Because it provides coverage for losses and injuries described in its property and casualty policies, adverse experience in those covered events can negatively impact results.
Results can be influenced by factors affecting its Investments segment: The company has a dedicated Investments segment, so performance in investments can materially affect overall outcomes.

Valuation — source: SEC EDGAR (first-party)
Price	$91.53
Market Cap	$5.45B
P/E Ratio	11.0
EV / EBITDA	8.2
Price / Book	1.49
Price / Sales	1.00
FCF Yield	21.8%
DCF Value (model)	$167.44
DCF Upside vs Price	82.9%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$5.34B
Net Margin	8.7%
Revenue Growth (YoY)	4.5%
EPS Growth (YoY)	55.5%
FCF Growth (YoY)	34.6%

Valuation vs Sector & Industry
Stock P/E	11.0
Sector P/E (Financials)	15.1
Industry P/E (Insurance)	13.0
vs Sector	-27.4%
vs Industry	-16.0%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	BlackRock, Inc. ($565.36M)
Institutional Holders Tracked	10
Congressional Trades (recent)	2

Company
Sector	Financials
Industry	Insurance
CEO	John Joseph Marchioni
Employees	2,800
Country	US
IPO Date	1980-03-17

Related Companies (Business model: Property & Casualty Insurer; 8 closest by market cap; US-domiciled)

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.