Sezzle Inc. (SEZL) Stock

Sezzle Inc. (SEZL) is a Technology stock trading at $119.33 (as of 2026-08-21), with a market capitalization of $4.02B and a trailing P/E of 24.9. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Sezzle Inc. is a technology-enabled payments company operating primarily in the United States and Canada. It provides a platform for merchants and consumers that supports purchases online and in brick-and-mortar locations, allowing customers to split eligible payments into four equal interest-free installments over six weeks.

Understand Sezzle Inc.: how it makes money

Sezzle provides a technology-enabled payments platform that lets shoppers in the United States and Canada split purchases into four equal interest-free payments over six weeks for both online stores and participating brick-and-mortar retailers, connecting consumers with merchants.

Sezzle’s profit model is structurally tied to installment usage (more eligible transactions on its platform) and customer repayment performance, since it enables interest-free split payments across four installments over six weeks.

Business quality (Exceptional): Limited company-specific operating KPIs and no official segment revenue breakdown were provided here, so the view is focused on the business model and the latest quarter’s operating margin rather than measurable operational drivers.

Valuation: Trades at 41× trailing earnings · $6B market cap.

Bull case

  • Multi-channel payment acceptance: The platform supports purchases at online stores and various brick-and-mortar retail locations.
  • Standardized installment offer: Sezzle’s core offering splits a purchase into four equal interest-free payments over six weeks.

Bear case

  • Repayment performance risk: Because the product is an installment structure with interest-free payments over six weeks, company results can be sensitive to whether customers complete the payment schedule.
  • Merchant and consumer demand sensitivity: The business depends on merchants choosing to connect to Sezzle and shoppers using Sezzle at checkout, so changes in transaction activity can impact performance.
Valuation — source: SEC EDGAR (first-party)
Price$119.33
Market Cap$4.02B
P/E Ratio24.9
EV / EBITDA18.0
Price / Book17.25
Price / Sales7.56
FCF Yield8.2%
DCF Value (model)$104.39
DCF Upside vs Price-12.5%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$450.28M
Net Margin29.6%
Revenue Growth (YoY)51.7%
EPS Growth (YoY)47.6%
FCF Growth (YoY)-241.2%
Financial Health — source: SEC EDGAR
Altman Z-Score13.87 (safe)
Valuation vs Sector & Industry
Stock P/E24.9
Sector P/E (Technology)33.9
Industry P/E (Business Services)29.9
vs Sector-26.5%
vs Industry-16.7%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($160.63M)
Institutional Holders Tracked10
Company
SectorTechnology
IndustryBusiness Services
CEOCharles G. Youakim
Employees402
CountryUS
IPO Date2023-08-17

Related Companies (Business model: IT Services / Consulting and Managed Services; 8 closest by market cap; US-domiciled)

  • Remitly Global, Inc. (RELY)
  • Amentum Holdings, Inc. (AMTM)
  • Paymentus Holdings, Inc. (PAY)
  • Shift4 Payments, Inc. (FOUR)
  • Xometry, Inc. (XMTR)
  • TriNet Group, Inc. (TNET)
  • Maximus, Inc. (MMS)
  • CBIZ, Inc. (CBZ)
SEZL earnings history · SEZL institutional & insider holders · SEZL KPIs & operating metrics · SEZL financials · SEZL investor presentations & press releases · SEZL SEC filings · SEZL peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.