Regions Financial Corporation (RF) Stock

Regions Financial Corporation (RF) is a Financials stock trading at $30.24 (as of 2026-08-20), with a market capitalization of $25.76B and a trailing P/E of 11.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Regions Financial Corporation is a financial holding company that offers banking and related services to individual and corporate customers. It operates through Corporate Bank, Consumer Bank, and Wealth Management, providing commercial banking and lending, consumer banking products, and credit, trust, investment, and asset management services.

Understand Regions Financial Corporation: how it makes money

Regions Financial Corporation provides banking and bank-related services to individual and corporate customers, earning money through its Corporate Bank, Consumer Bank, and Wealth Management activities that include commercial and real estate lending, deposit products, equipment lease financing, and capital markets and advisory services.

Capital Markets revenue (excluding CVA/DVA) is a key structural profit driver because Regions' Corporate Bank includes underwriting and placement, loan syndication and placement, foreign exchange, derivatives, and other advisory services.

Business quality (Solid): Strengths include a mix of lending, deposits, and capital markets and advisory capabilities under one corporate structure. A key watch item is Capital Markets revenue (excluding CVA/DVA), which can introduce variability tied to the level and mix of capital markets activity.

Valuation: At 12× earnings, RF trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified business coverage: Regions operates across three lines, Corporate Bank, Consumer Bank, and Wealth Management, serving both individual and corporate customers.
  • Multiple Corporate Bank fee and transaction offerings: The Corporate Bank provides commercial and real estate lending, deposit products, equipment lease financing, and services such as securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, and advisory services.

Bear case

  • Capital Markets exposure: Because the company provides capital markets and related services, results can be sensitive to changes in transaction volumes and market activity, which is reflected in the focus on Capital Markets revenue (excluding CVA/DVA).
Valuation — source: SEC EDGAR (first-party)
Price$30.24
Market Cap$25.76B
P/E Ratio11.4
EV / EBITDA7.8
Price / Book1.36
Price / Sales3.71
DCF Value (model)$42.53
DCF Upside vs Price40.6%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$7.07B
Net Margin30.5%
Revenue Growth (YoY)-1.3%
EPS Growth (YoY)23.5%
Valuation vs Sector & Industry
Stock P/E11.4
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-24.6%
vs Industry-11.6%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($2.88B)
Institutional Holders Tracked10
Congressional Trades (recent)9
Company
SectorFinancials
IndustryBanking
CEOJohn Turner Jr.
Employees19,644
CountryUS
IPO Date1980-03-17

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

  • Truist Financial Corporation (TFC)
  • Huntington Bancshares Incorporated (HBAN)
  • KeyCorp (KEY)
  • Pinnacle Financial Partners, Inc. (PNFP)
  • Webster Financial Corporation (WBS)
  • First Horizon Corporation (FHN)
  • UMB Financial Corporation (UMBF)
  • Zions Bancorporation, National Association (ZION)
RF earnings history · RF institutional & insider holders · RF KPIs & operating metrics · RF financials · RF investor presentations & press releases · RF SEC filings · RF peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.