Ready Capital Corporation (RC) is a Real Estate stock trading at $1.87 (as of 2026-08-21), with a market capitalization of $308.91M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
Ready Capital Corporation finances small and mid-sized commercial and small business loans, residential mortgages, and related mortgage-backed securities, and it makes money through net interest income plus servicing revenue and, at times, gains on sale.
The profit engine is the combination of loan spread (net interest income) and the cash flow from servicing its mortgage and loan portfolios, with performance that shows up in delinquency and non-accrual metrics.
| SBC Lending & Acq | $0.1B |
| Small Business Lending | $0.0B |
| Residential Mortgage Banking | $0.0B |
Business quality (Weak): A servicing- and net-interest-driven real estate finance model, but the latest quarter shows a deep operating loss, so investors typically focus on servicing scale and credit quality indicators like delinquencies and non-accrual.
| Price | $1.87 |
| Market Cap | $308.91M |
| Price / Book | 0.23 |
| Price / Sales | 0.73 |
| DCF Value (model) | $9.95 |
| DCF Upside vs Price | 432.1% |
| Revenue (TTM) | $569.17M |
| Net Margin | -38.8% |
| Revenue Growth (YoY) | -49.3% |
| EPS Growth (YoY) | 85.3% |
| Sector P/E (Real Estate) | 27.2 |
| Industry P/E (Trading) | 35.3 |
| Top Institutional Holder | BlackRock, Inc. ($23.48M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 2 |
| Sector | Real Estate |
| Industry | Trading |
| CEO | Thomas Edward Capasse |
| Employees | 475 |
| Country | US |
| IPO Date | 2013-02-08 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.