Park National Corporation (PRK) Stock

Park National Corporation (PRK) is a Financials stock trading at $202.35 (as of 2026-08-20), with a market capitalization of $3.66B and a trailing P/E of 19.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Park National Corporation is a bank holding company for Park National Bank, providing commercial banking and trust services, including deposit accounts, trust and wealth management, cash management, safe deposit services, and electronic funds and digital banking with bill pay. It also offers commercial and consumer lending, such as commercial real estate, auto and other installment loans, home equity lines, aircraft financing, and related financial services to individuals and businesses.

Understand Park National Corporation: how it makes money

Park National Corporation operates as the bank holding company for Park National Bank, providing commercial banking and trust services to customers, with products and services including deposits, commercial loans, trust and wealth management, and various banking and electronic banking offerings.

The profit engine is running Park National Bank’s core banking model, combining customer deposits, commercial lending, and trust and wealth management services.

Business quality (Strong): The company’s structure links profitability to its operating mix of commercial banking, including deposit-funded lending and trust and wealth management services, with Aggregate Assets Under Management as the key operating indicator provided.

Valuation: At 17× earnings, PRK trades 34% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Broad menu of customer services: Operations include deposits (demand, savings, time), commercial loans, trust and wealth management services, cash management, and electronic banking solutions (including bill pay).
Scale in wealth and trust measured by AUM: Latest operating metric provided is Aggregate Assets Under Management of 9.5 USD_B.
Established operating profitability: Operating margin is 27.4% for the latest reported period.

Bear case

Customer footprint described as smaller population areas: The bank serves small and medium population areas, which can limit market size and growth opportunities.
Reliance on core banking activities: The listed offerings center on deposits and commercial loans plus trust and wealth management, so adverse conditions affecting these activities could pressure results.
Wealth and trust exposure: AUM (the provided operating metric) can move with client demand and market conditions, which can affect trust and related business performance.

Valuation — source: SEC EDGAR (first-party)
Price	$202.35
Market Cap	$3.66B
P/E Ratio	19.2
EV / EBITDA	12.8
Price / Book	2.11
Price / Sales	4.95
FCF Yield	3.8%
DCF Value (model)	$203.58
DCF Upside vs Price	0.6%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$664.42M
Net Margin	27.1%
Revenue Growth (YoY)	25.6%
EPS Growth (YoY)	9.1%
FCF Growth (YoY)	566.1%

Valuation vs Sector & Industry
Stock P/E	19.2
Sector P/E (Financials)	15.1
Industry P/E (Banking)	12.9
vs Sector	26.9%
vs Industry	48.7%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	BlackRock, Inc. ($396.04M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Matthew R. Miller
Employees	1,620
Country	US
IPO Date	1990-08-31

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.