Insperity, Inc. (NSP) Stock

Insperity, Inc. (NSP) is a Technology stock trading at $52.78 (as of 2026-08-21), with a market capitalization of $2.02B. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; personnel record management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; retirement; and insurance services. As of December 31, 2021, it operated through 85 sales offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. The company was founded in 1986 and is headquartered in Kingwood, Texas.

Understand Insperity, Inc.: how it makes money

Insperity provides human resources (HR) and business solutions for small and medium-sized businesses, and makes money by delivering HR services (such as payroll, benefits, workers' compensation, compliance, and performance management) and by selling its cloud-based Insperity Premier human capital management platform.

The profit engine is recurring delivery of HR and workforce services to a large worksite employee base, reinforced by very high client retention and renewal behavior.

Business quality (Weak): We have strong operational context from client retention and worksite scale, but no clean, reportable revenue segments were provided here.

Bull case

  • Very high client retention: Client Retention is 99.0 percent, and Client Renewal Rate is 99.0 percent, which supports repeat business.
  • Large, ongoing worksite footprint: The Average Number of Paid Worksite Employees is 303,049, which indicates meaningful scale behind ongoing HR service delivery.

Bear case

  • Customer concentration risk if retention weakens: Client Attrition Rate is 11.0 percent, so any increase in attrition could pressure the recurring engine.
  • Operational execution risk at workforce scale: Metrics like Worksite Employee Attrition Related to Terminating Clients (32.0 percent) suggest that client exits can occur, and that execution and retention are closely linked.
Valuation — source: SEC EDGAR (first-party)
Price$52.78
Market Cap$2.02B
EV / EBITDA38.1
Price / Book33.05
Price / Sales0.29
FCF Yield-6.8%
DCF Value (model)$53.15
DCF Upside vs Price0.7%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$6.81B
Net Margin-0.1%
Revenue Growth (YoY)1.7%
EPS Growth (YoY)-171.4%
FCF Growth (YoY)-147.7%
Financial Health — source: SEC EDGAR
Altman Z-Score4.09 (safe)
Valuation vs Sector & Industry
Sector P/E (Technology)33.9
Industry P/E (Business Services)29.9
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($156.87M)
Institutional Holders Tracked10
Congressional Trades (recent)5
Company
SectorTechnology
IndustryBusiness Services
CEOPaul J. Sarvadi
Employees306,023
CountryUS
IPO Date1997-01-29

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NSP earnings history · NSP institutional & insider holders · NSP KPIs & operating metrics · NSP financials · NSP investor presentations & press releases · NSP SEC filings · NSP peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.