NerdWallet, Inc. (NRDS) is a Technology stock trading at $10.01 (as of 2026-08-20), with a market capitalization of $639.11M and a trailing P/E of 9.0. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.
NerdWallet runs a digital personal finance advice and product marketplace platform, connecting consumers and small and mid-sized businesses with financial product providers and monetizing across product categories such as insurance, loans, and other vertical offerings.
Because NerdWallet is an advice and marketplace platform, its profitability depends on turning user attention and registered customers into product-specific marketplace revenue streams (for example, insurance, loan-related revenue, and other vertical products).
| Consumer | $0.2B |
Business quality (Mixed): Strong reported gross margin (93.9%) with positive operating margin (12.2%), but the business model is tied to marketplace conversion across multiple product verticals, so performance can be sensitive to changes in consumer demand and provider marketplace economics.
Valuation: Trades at 10× trailing earnings · $1B market cap.
| Price | $10.01 |
| Market Cap | $639.11M |
| P/E Ratio | 9.0 |
| EV / EBITDA | 3.4 |
| Price / Book | 1.96 |
| Price / Sales | 0.75 |
| FCF Yield | 37.3% |
| DCF Value (model) | $7.57 |
| DCF Upside vs Price | -24.3% |
| Revenue (TTM) | $836.60M |
| Net Margin | 5.8% |
| Revenue Growth (YoY) | 21.7% |
| EPS Growth (YoY) | 65.0% |
| FCF Growth (YoY) | 83.0% |
| Altman Z-Score | 7.10 (safe) |
| Stock P/E | 9.0 |
| Sector P/E (Technology) | 33.9 |
| Industry P/E (Business Services) | 30.0 |
| vs Sector | -73.6% |
| vs Industry | -70.1% |
| Top Institutional Holder | Topline Capital Management, LLC ($54.51M) |
| Institutional Holders Tracked | 10 |
| Sector | Technology |
| Industry | Business Services |
| CEO | Tim Chen |
| Employees | 650 |
| Country | US |
| IPO Date | 2021-11-04 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.