Neptune Insurance Holdings Inc. (NP) Stock

Neptune Insurance Holdings Inc. (NP) is a Financials stock trading at $29.21 (as of 2026-06-18), with a market capitalization of $4.09B and a trailing P/E of -108.0. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.

Valuation — source: SEC EDGAR (first-party)
Price	$29.21
Market Cap	$4.09B
P/E Ratio	-108.0
EV / EBITDA	57.8
Price / Book	-19.18
Price / Sales	24.35
Dividend Yield	4.3%
DCF Value (model)	$8.81
DCF Upside vs Price	-69.8%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$159.55M
Net Margin	23.4%
Return on Equity	-16.3%
Current Ratio	1.01
Revenue Growth (YoY)	33.7%
EPS Growth (YoY)	-262.5%

Financial Health — source: SEC EDGAR
Altman Z-Score	1.25 (distress)

Valuation vs Sector & Industry
Stock P/E	-108.0
Sector P/E (Financials)	14.2
Industry P/E (Insurance)	11.8
vs Sector	-859.2%
vs Industry	-1011.9%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	FTV Management Company, L.P. ($540.66M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Insurance
CEO	Trevor R. Burgess
Employees	60
Country	US
IPO Date	2025-10-01

Related Companies (Business model: Insurance Brokerage / Risk Advisory; 8 closest by market cap; US-domiciled)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.