Lument Finance Trust, Inc. (LFT) Stock

Lument Finance Trust, Inc. (LFT) is a Real Estate stock trading at $0.67 (as of 2026-08-21), with a market capitalization of $34.95M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Lument Finance Trust, Inc. is a REIT that invests in, finances, and manages a U.S. portfolio of commercial real estate debt investments. Its holdings include transitional floating-rate commercial mortgage loans on middle-market multi-family assets and other CRE-related debt instruments such as mezzanine loans, preferred equity, and commercial mortgage-backed securities.

Understand Lument Finance Trust, Inc.: how it makes money

Lument Finance Trust invests in, finances, and manages a portfolio of commercial real estate debt investments, including transitional floating rate commercial mortgage loans on middle market multi-family assets, along with other CRE-related debt and credit instruments.

Portfolio activity drives results, loan payoffs and acquisitions change the invested principal over time, and credit health is reflected in non-accrual unpaid principal.

Business quality (Weak): You can track the profit model with portfolio size (Unpaid Principal Balance), reinvestment and payoffs, and credit metrics (Non-Accrual Unpaid Principal Balance). No reportable segment revenue breakdown was provided here.

Bull case

  • Portfolio scale: Unpaid Principal Balance is 1.1 USD_B (2026-03-31), which indicates a sizable CRE loan base.
  • Ongoing reinvestment activity: Loan payoffs are 0.1 USD_B, and loans acquired are 0.07 USD_B, with Aggregate Reinvestment Capacity of 0.03 USD_B (2026-03-31).

Bear case

  • Non-accrual credit exposure exists: Non-Accrual Unpaid Principal Balance is 0.1 USD_B (2026-03-31), which signals some loans are not accruing.
  • Risk-rated portion is material: Aggregate Principal Balance of Loan Assets Risk-Rated Five is 0.12 USD_B, and Loan Assets Risk-Rated Five Aggregate Principal Amount is 0.1 USD_B (2026-03-31).
Valuation — source: SEC EDGAR (first-party)
Price$0.67
Market Cap$34.95M
Price / Book0.17
DCF Value (model)$7.63
DCF Upside vs Price1045.8%
Valuation vs Sector & Industry
Sector P/E (Real Estate)27.2
Industry P/E (Trading)35.3
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderAXA S.A. ($4.21M)
Institutional Holders Tracked10
Company
SectorReal Estate
IndustryTrading
CEOJames Peter Flynn
Employees600
CountryUS
IPO Date2013-03-22

Related Companies (Business model: Equity REIT (Real Estate Investment Trust); 8 closest by market cap; US-domiciled)

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LFT earnings history · LFT institutional & insider holders · LFT KPIs & operating metrics · LFT financials · LFT investor presentations & press releases · LFT SEC filings · LFT peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.