CarMax, Inc. (KMX) is a Consumer Discretionary stock trading at $61.02 (as of 2026-08-20), with a market capitalization of $8.66B and a trailing P/E of 15.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
CarMax, Inc., together with its subsidiaries, operates as a retailer of used vehicles in the United States. The company operates through two segments, CarMax Sales Operations and CarMax Auto Finance. It offers customers a range of makes and models of used vehicles, including domestic, imported, and luxury vehicles, as well as hybrid and electric vehicles; and extended protection plans to customers at the time of sale, as well as sells vehicles that are approximately 10 years old and has more than 100,000 miles through wholesale auctions. The company also provides reconditioning and vehicle repair services; and financing alternatives for retail customers across a range of credit spectrum through its CarMax Auto Finance and arrangements with various financial institutions. As of February 28, 2022, it operated approximately 230 used car stores. CarMax, Inc. was founded in 1993 and is based in Richmond, Virginia.
CarMax sells used vehicles in the United States and makes money from retail vehicle sales (including online transactions), extended protection plans sold at the time of sale, and from auto financing through CarMax Auto Finance.
Profitability is driven by how retail used-vehicle transaction revenue converts into auto finance originations, with CarMax Auto Finance penetration tied to the company’s used vehicle sales volume.
Business quality (Mixed): Moderate. The provided facts clearly describe the two operating businesses and offer several auto finance and retail metrics, but there is no clean segment revenue split for the official reportable segments in the provided data.
Valuation: At 33× earnings, KMX trades 72% above the Retail average (19×). Note: one-time items can distort reported P/E.
| Price | $61.02 |
| Market Cap | $8.66B |
| P/E Ratio | 15.6 |
| EV / EBITDA | 24.4 |
| Price / Book | 1.42 |
| Price / Sales | 0.31 |
| FCF Yield | 32.6% |
| DCF Value (model) | $43.08 |
| DCF Upside vs Price | -29.4% |
| Revenue (TTM) | $25.88B |
| Net Margin | 1.0% |
| Revenue Growth (YoY) | -1.8% |
| EPS Growth (YoY) | -47.8% |
| FCF Growth (YoY) | 694.2% |
| Altman Z-Score | 1.63 (distress) |
| Piotroski F-Score | 5/9 (moderate) |
| Stock P/E | 15.6 |
| Sector P/E (Consumer Discretionary) | 20.5 |
| Industry P/E (Retail) | 19.5 |
| vs Sector | -23.6% |
| vs Industry | -19.9% |
| Top Institutional Holder | BlackRock, Inc. ($717.57M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 9 |
| Sector | Consumer Discretionary |
| Industry | Retail |
| CEO | David W. McCreight |
| Employees | 30,048 |
| Country | US |
| IPO Date | 1997-02-04 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.