F.N.B. Corporation (FNB) Stock

F.N.B. Corporation (FNB) is a Financials stock trading at $18.53 (as of 2026-08-20), with a market capitalization of $6.54B and a trailing P/E of 10.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

F.N.B. Corporation is a financial holding company providing banking, wealth management, and insurance services. Through segments including Community Banking, Wealth Management, and Insurance, it serves consumers, corporations, government entities, and small- to medium-sized businesses with products such as lending, deposit services, fiduciary and brokerage offerings, and insurance.

Understand F.N.B. Corporation: how it makes money

F.N.B. Corporation provides banking and related financial services (commercial and consumer banking, plus wealth management and insurance) and makes money by offering deposit and lending products to consumers, corporations, governments, and small to medium-sized businesses.

The company earns operating results by originating and servicing customer financial relationships through its banking activities, with additional contributions from wealth management and insurance.

Business quality (Solid): Business model is clearly described, but the provided segment revenue breakdown is incomplete, with no Community Banking or Insurance revenue figures shown.

Valuation: At 11× earnings, FNB trades 11% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified mix of financial services: Operations span Community Banking, Wealth Management, and Insurance, serving consumers, corporations, governments, and small to medium-sized businesses.
  • Solid profitability in the latest quarter (by reported operating margin): Operating margin for the period ended 2026-03-31 is 30.6%.

Bear case

  • Limited segment visibility in the provided data: The dataset includes some overall and wealth management revenue figures, but it does not provide Community Banking or Insurance revenue amounts, which can limit investor visibility into key drivers.
  • Wealth management appears small in the provided figures: Wealth management revenues are shown as 0.02B, so this line may not materially offset weakness in other areas near term.
Valuation — source: SEC EDGAR (first-party)
Price$18.53
Market Cap$6.54B
P/E Ratio10.8
EV / EBITDA11.0
Price / Book0.96
Price / Sales2.81
FCF Yield9.5%
DCF Value (model)$19.67
DCF Upside vs Price6.2%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$2.33B
Net Margin24.3%
Revenue Growth (YoY)-0.9%
EPS Growth (YoY)16.7%
FCF Growth (YoY)183.5%
Valuation vs Sector & Industry
Stock P/E10.8
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-28.5%
vs Industry-16.2%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($745.40M)
Institutional Holders Tracked10
Congressional Trades (recent)3
Company
SectorFinancials
IndustryBanking
CEOVincent J. Delie Jr.
Employees4,104
CountryUS
IPO Date1986-09-02

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

  • Cullen/Frost Bankers, Inc. (CFR)
  • Zions Bancorporation, National Association (ZION)
  • Old National Bancorp (ONB)
  • BOK Financial Corporation (BOKF)
  • Valley National Bancorp (VLY)
  • Fulton Financial Corporation (FULT)
  • WSFS Financial Corporation (WSFS)
  • WesBanco, Inc. (WSBC)
FNB earnings history · FNB institutional & insider holders · FNB KPIs & operating metrics · FNB financials · FNB investor presentations & press releases · FNB SEC filings · FNB peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.