Fold Holdings Inc (FLD) is a Financials stock trading at $0.42 (as of 2026-07-20), with a market capitalization of $23.06M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Fold Holdings, Inc. operates as a holding company. The Company, through its subsidiaries, provides a financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life.
Fold Holdings runs a financial services platform that lets customers earn, accumulate, and use bitcoin in everyday life, generating revenue through its Net Revenue and a Bitcoin gift card custody and trading revenues line.
The profit model appears to scale from user adoption into bitcoin-enabled spending activity, with revenue reported as Net Revenue plus a Bitcoin gift card custody and trading revenues line, while operational momentum is tracked through credit card circulation, new accounts, and existing waitlist potential users.
| Net Rev | $0.0B |
| BTC Gift Cards | $0.0B |
Business quality (Weak): Best read is as an adoption and product-usage story (cards in circulation, waitlist and active accounts), but the latest quarter shows near-zero reported revenue and a very large negative operating margin, and the segment breakdown provided is limited.
| Price | $0.42 |
| Market Cap | $23.06M |
| Price / Book | 0.74 |
| Price / Sales | 0.82 |
| Revenue (TTM) | $31.79M |
| Net Margin | -218.9% |
| Revenue Growth (YoY) | -25.5% |
| EPS Growth (YoY) | -165.5% |
| Altman Z-Score | -2.73 (distress) |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 13.0 |
| Top Institutional Holder | EverSource Wealth Advisors, LLC ($19.23M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | William Reeves |
| Employees | 28 |
| Country | US |
| IPO Date | 2022-02-09 |
Data as of 2026-07-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.