Eagle Bancorp, Inc. (EGBN) Stock

Eagle Bancorp, Inc. (EGBN) is a Financials stock trading at $28.24 (as of 2026-08-21), with a market capitalization of $860.87M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Eagle Bancorp, Inc. is a bank holding company for EagleBank, providing commercial and consumer banking services in the United States. It offers lending products, deposit and transaction services (including online and mobile banking, cash management, and merchant card services), and related support such as remote deposit capture and automated clearing house origination.

Understand Eagle Bancorp, Inc.: how it makes money

Eagle Bancorp, Inc. runs EagleBank and provides commercial and consumer banking and lending products, it makes money primarily by generating operating revenue from lending and related credit activities.

EagleBank's profitability is structurally driven by the bank's ability to generate operating revenue from lending, while controlling credit risk shown in non-performing assets and net charge-offs (supported by its allowance and coverage ratios).

Business quality (Weak): This is a small commercial and consumer banking model where investors should focus on operating revenue generation alongside clear credit quality indicators like non-performing assets, net charge-offs, and the allowance and coverage metrics.

Bull case

  • Credit-loss protection metrics are in view: The Non-Performing Loan Coverage Ratio is 1151% and the Allowance for Credit Losses as a Percentage of Loans is 0.97.
  • Lending pipeline and activity indicators are tracked: Unfunded Commitments are 2.5 USD_B and Funded Loan Originations are 0.24 USD_B.

Bear case

  • Non-performing credit is a material monitoring item: Non-Performing Assets are 0.13 USD_B and Non-Performing Loans are 0.13 USD_B.
  • Charge-off and delinquency stress indicators exist: Net Charge-Offs are 26000000.0 percent, Annualized Net Charge-Offs are 7.0 ratio, and there are disclosed amounts for Criticized and Classified Loans (0.79 USD_B) with Substandard Loans at 0.43 USD_B.
  • Exposure concentration is visible: Government Contracting Exposure is 0.35 USD_B, and the company also describes it provides government contract financing.
Valuation — source: SEC EDGAR (first-party)
Price$28.24
Market Cap$860.87M
Price / Book0.75
Price / Sales1.54
FCF Yield6.1%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$604.48M
Net Margin-22.8%
Revenue Growth (YoY)-16.4%
EPS Growth (YoY)-110.0%
FCF Growth (YoY)-207.4%
Valuation vs Sector & Industry
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($100.40M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOSusan G. Riel
Employees451
CountryUS
IPO Date1999-07-14

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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  • Farmers National Banc Corp. (FMNB)
  • Capital City Bank Group, Inc. (CCBG)
  • Great Southern Bancorp, Inc. (GSBC)
  • South Plains Financial, Inc. (SPFI)
  • Orrstown Financial Services, Inc. (ORRF)
  • Independent Bank Corporation (IBCP)
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EGBN earnings history · EGBN institutional & insider holders · EGBN KPIs & operating metrics · EGBN financials · EGBN investor presentations & press releases · EGBN SEC filings · EGBN peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.