Donegal Group Inc. (DGICB) is a Financials stock trading at $24.00 (as of 2026-08-19), with a market capitalization of $131.89M and a trailing P/E of 1.9. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.
Donegal Group Inc. sells property and casualty insurance, including personal lines (private passenger auto and homeowners) and commercial lines, and it makes money primarily through premiums earned, while underwriting profitability shows up in reported loss ratios and combined ratios.
Donegal's profit engine is underwriting results on earned premiums, as reflected by its reported statutory combined ratios for Commercial Lines (96.6%) and Personal Lines (94.1%), which combine loss and expense performance into a single measure.
Business quality (Weak): Well-defined underwriting KPIs are provided (statutory combined ratios, loss ratios, and expense ratio), but segment revenue detail is not provided here, which limits visibility into how much each segment drives overall results.
Valuation: At 2× earnings, DGICB trades 85% below the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $24.00 |
| Market Cap | $131.89M |
| P/E Ratio | 1.9 |
| EV / EBITDA | 1.2 |
| Price / Book | 0.20 |
| Price / Sales | 0.14 |
| Dividend Yield | 20.4% |
| Revenue (TTM) | $978.01M |
| Net Margin | 8.1% |
| Return on Equity | 10.7% |
| Revenue Growth (YoY) | -1.2% |
| Stock P/E | 1.9 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Insurance) | 13.0 |
| vs Sector | -87.7% |
| vs Industry | -85.8% |
| Top Institutional Holder | DIMENSIONAL FUND ADVISORS LP ($2.92M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Insurance |
| CEO | Kevin Gerard Burke |
| Employees | 872 |
| Country | US |
| IPO Date | 1986-10-29 |
Data as of 2026-08-19.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.