Community West Bancshares (CWBC) Stock

Community West Bancshares (CWBC) is a Financials stock trading at $25.93 (as of 2026-08-21), with a market capitalization of $703.51M and a trailing P/E of 19.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Community West Bancshares is a bank holding company for Community West Bank, N.A., providing deposit, cash management, and lending products including commercial, commercial real estate, consumer, manufactured housing, and SBA loans, plus agricultural, residential, home equity, and installment lending. It serves small to mid-sized businesses and their owners, professionals, high-net-worth individuals, and nonprofit organizations through seven California branch offices.

Understand Community West Bancshares: how it makes money

Community West Bancshares is the bank holding company for Community West Bank, N.A., offering deposit and cash management products plus a range of commercial, commercial real estate, consumer, manufactured housing, SBA, agricultural, and home equity lending, earning money primarily from interest-related activities tied to loans and customer deposits.

As a bank, profitability is driven by how effectively it earns interest on its loan portfolio versus the interest and costs associated with funding from customer deposits and other balance sheet sources.

Business quality (Solid): Clearly described retail and commercial banking product set (deposits, cash management, and multiple loan categories), but no segment revenue or operating KPI metrics were provided to assess how each part contributes to results.

Valuation: At 12× earnings, CWBC trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Breadth of lending products: It offers multiple loan categories, including commercial, commercial real estate, consumer, manufactured housing, SBA, agricultural (real estate and operating lines), and home equity lines of credit.
  • Combination of deposits and lending: It provides deposit products (checking, savings, money market, and fixed rate/fixed maturity CDs) alongside cash management and a diversified set of loan types.

Bear case

  • Concentration risk: The bank operates in California, so results may be more exposed to local economic and real estate conditions.
  • Credit and loan-performance dependence: Because it makes loans across several categories, adverse changes in borrower credit quality could pressure earnings.
Valuation — source: SEC EDGAR (first-party)
Price$25.93
Market Cap$703.51M
P/E Ratio19.4
EV / EBITDA9.9
Price / Book1.16
Price / Sales3.37
FCF Yield6.8%
DCF Value (model)$35.05
DCF Upside vs Price35.2%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$185.71M
Net Margin20.6%
Revenue Growth (YoY)43.7%
EPS Growth (YoY)-75.6%
FCF Growth (YoY)65.1%
Valuation vs Sector & Industry
Stock P/E19.4
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
vs Sector28.6%
vs Industry49.7%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($44.02M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOJames J. Kim
Employees342
CountryUS
IPO Date1996-11-19

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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CWBC earnings history · CWBC institutional & insider holders · CWBC KPIs & operating metrics · CWBC financials · CWBC investor presentations & press releases · CWBC SEC filings · CWBC peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.