Chain Bridge Bancorp, Inc. (CBNA) Stock

Chain Bridge Bancorp, Inc. (CBNA) is a Financials stock trading at $46.00 (as of 2026-08-21), with a market capitalization of $301.84M and a trailing P/E of 10.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Chain Bridge Bancorp, Inc. is a Delaware-chartered bank holding company for Chain Bridge Bank, National Association. It provides commercial and personal banking, along with trust services, including deposit accounts and lending such as real estate and other consumer and commercial loans, and also offers treasury management, payments, trust and estate administration, wealth management, and asset custody services.

Understand Chain Bridge Bancorp, Inc.: how it makes money

Chain Bridge Bancorp operates a commercial and personal bank, plus trust and wealth services, earning money from interest on its loan portfolio and from fee-based services such as treasury management, payments, trusts and estate administration, wealth management, and asset custody.

The profit engine is the combination of loan interest income from residential and commercial real estate loans, commercial loans, and consumer loans, plus fee income tied to its trust and wealth services (assets administered, custody, and management) and banking services (treasury management and payments).

Business quality (Solid): CBNA has a combined banking and trust/wealth model, with operating metrics that track deposit mix and trust-related assets, but the current data does not provide a clean segment split, so investors must watch operating performance through these service and deposit KPIs.

Valuation: At 12× earnings, CBNA trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Fee and trust/wealth services can diversify income beyond loans: The company provides trust and wealth offerings, including assets under administration (0.71 USD_B) and related services like trusts and estate administration, wealth management, and asset custody.
  • Meaningful transaction deposit base supports core banking activity: Transaction deposits are reported at 93.6 percent, indicating a large portion of deposits is tied to transaction activity.

Bear case

  • Loan and consumer credit exposure can pressure results in downturns: The portfolio includes residential and commercial real estate loans, commercial loans, and consumer loans, so credit conditions can affect asset quality and profitability.
  • Trust and wealth metrics may be sensitive to market and client behavior: Assets under custody (0.49 USD_B) and assets under management (0.22 USD_B) can fluctuate with client activity and market conditions, which may impact fee-related earnings.
Valuation — source: SEC EDGAR (first-party)
Price$46.00
Market Cap$301.84M
P/E Ratio10.6
EV / EBITDA-14.2
Price / Book1.64
Price / Sales4.85
FCF Yield7.1%
DCF Value (model)$65.48
DCF Upside vs Price42.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$55.84M
Net Margin36.2%
Revenue Growth (YoY)16.2%
EPS Growth (YoY)-26.1%
FCF Growth (YoY)-46.8%
Valuation vs Sector & Industry
Stock P/E10.6
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
vs Sector-29.5%
vs Industry-17.9%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderHingham Institution for Savings ($10.77M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOJohn J. Brough
Employees84
CountryUS
IPO Date2024-10-04

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CBNA earnings history · CBNA institutional & insider holders · CBNA KPIs & operating metrics · CBNA financials · CBNA investor presentations & press releases · CBNA SEC filings · CBNA peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.