Beeline Holdings, Inc. (BLNE) Stock

Beeline Holdings, Inc. (BLNE) is a Financials stock trading at $1.01 (as of 2026-08-20), with a market capitalization of $33.26M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Beeline Holdings, Inc. operates in the mortgage lending space, providing fintech services for property investors and home buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Understand Beeline Holdings, Inc.: how it makes money

Beeline Holdings provides fintech mortgage lending, serving property investors and buyers, and it makes money by originating and funding mortgage loans (capacity supported by warehouse lending lines).

Loan origination is constrained and enabled by warehouse lending capacity, so the companys throughput depends on how much volume it can originate and fund through those warehouse lines.

Revenue by segment (latest quarter)
Title$0.0B
Other$0.0B

Business quality (Weak): Revenue and segment figures are reported as 0.0B in the latest quarter, which makes interpreting profitability and segment mix less straightforward, despite the presence of operating and capacity metrics.

Valuation: At 0× earnings, BLNE trades 97% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Capacity-driven loan throughput: Operational metrics include October Loan Originations and Maximum Monthly Loan Origination Capacity (From Warehouse Lines), linking performance to how much mortgage volume the warehouse lines can support.
  • Mortgage workflow metrics are tracked: The company provides metrics such as Locked Volume and Locked Loans, which can help investors track how pipeline volume turns into funded lending.

Bear case

  • Profitability is weak in the latest quarter: For the quarter ended 2026-03-31, operating margin is -191.7% (gross margin is 98.1% as reported), indicating significant operating losses.
  • Latest reported revenue is 0.0B: The latest quarter shows revenue of 0.0B and segment revenue candidates (Title Revenue and Other Revenue) also at 0.0B, which limits visibility into realized earnings power.
Valuation — source: SEC EDGAR (first-party)
Price$1.01
Market Cap$33.26M
Price / Book0.66
Price / Sales3.21
FCF Yield-4.4%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$7.77M
Net Margin-298.2%
Revenue Growth (YoY)106.0%
EPS Growth (YoY)-95.2%
Financial Health — source: SEC EDGAR
Altman Z-Score-2.14 (distress)
Valuation vs Sector & Industry
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderAWM Investment Company, Inc. ($4.34M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEONicholas R. Liuzza Jr.
Employees91
CountryUS
IPO Date2017-01-03

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BLNE earnings history · BLNE institutional & insider holders · BLNE KPIs & operating metrics · BLNE financials · BLNE investor presentations & press releases · BLNE SEC filings · BLNE peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.