BayFirst Financial Corp. (BAFN) Stock

BayFirst Financial Corp. (BAFN) is a Financials stock trading at $5.00 (as of 2026-06-18), with a market capitalization of $28.98M and a trailing P/E of -0.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

BayFirst Financial Corp., the bank holding company for First Home Bank, provides commercial and consumer banking services, including deposit accounts and certificates of deposit, home lending (residential mortgages, home equity loans, and lines of credit), and business lending and related programs. It also offers treasury management, merchant, online, and investment services, credit cards, and mortgage production through its office locations.

Valuation — source: SEC EDGAR (first-party)

Price	$5.00
Market Cap	$28.98M
P/E Ratio	-0.7
EV / EBITDA	3.2
Price / Book	0.25
Price / Sales	0.22
Dividend Yield	1.6%
DCF Value (model)	$1800.85
DCF Upside vs Price	35917.0%

Profitability & Growth — source: SEC EDGAR

Revenue (TTM)	$81.24M
Net Margin	-28.2%
Return on Equity	-34.5%
Revenue Growth (YoY)	-19.3%
EPS Growth (YoY)	770.6%
FCF Growth (YoY)	-104.3%

Valuation vs Sector & Industry

Stock P/E	-0.7
Sector P/E (Financials)	14.4
Industry P/E (Banking)	12.5
vs Sector	-104.9%
vs Industry	-105.6%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures

Top Institutional Holder	VANGUARD GROUP INC ($1.34M)
Institutional Holders Tracked	10

Company

Sector	Financials
Industry	Banking
CEO	Thomas G. Zernick
Employees	305
Country	US
IPO Date	2021-01-08

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

• Central Plains Bancshares, Inc. Common Stock (CPBI)
• First Seacoast Bancorp (FSEA)
• AmeriServ Financial, Inc. (ASRV)
• OptimumBank Holdings, Inc. (OPHC)
• Texas Community Bancshares, Inc. (TCBS)
• Home Federal Bancorp, Inc. of Louisiana (HFBL)
• Marathon Bancorp, Inc. (MBBC)
• Kentucky First Federal Bancorp (KFFB)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.