United Community Banks, Inc. (UCB) key performance indicators and operating metrics (26 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.
| Metric | Latest Value | Period |
|---|---|---|
| Efficiency ratio (GAAP) | 56.70 percent | FY2026-Q1 |
| Efficiency ratio (operating basis) | 55.70 percent | FY2026-Q1 |
| Net interest margin (NIM) | 3.65 percent | FY2026-Q1 |
| Return on assets (GAAP) | 1.22 percent | FY2026-Q1 |
| Mortgage closings | 251M | FY2026-Q1 |
| Provision for Credit Losses | 10.9M | FY2026-Q1 |
| Return on assets – operating | 1.22 percent | FY2026-Q1 |
| Mortgage rate locks | 408M | FY2026-Q1 |
| Non-performing assets (NPAs) | 0.35 percent | FY2026-Q1 |
| Pre-tax, pre-provision income | 119.2M | FY2026-Q1 |
| Allowance for credit losses coverage | 1.15 percent | FY2026-Q1 |
| Loan growth | 218M | FY2026-Q1 |
| Return on common equity (GAAP) | 9.50 percent | FY2025-Q4 |
| Allowance for credit losses coverage (% of loans) | 1.16 percent | FY2025-Q4 |
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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.