OptimumBank Holdings, Inc. (OPHC) key performance indicators and operating metrics (10 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.
| Metric | Latest Value | Period |
|---|---|---|
| Net Interest Margin | 4.49 percent | FY2026-Q1 |
| Allowance for Credit Losses as a Percentage of Total Loans | 1.01 percent | FY2026-Q1 |
| Efficiency Ratio | 53.50 percent | FY2026-Q1 |
| Nonaccrual Loans | 2.2M | FY2026-Q1 |
| Return on Average Assets | 1.56 percent | FY2026-Q1 |
| Return on Average Equity | 15.12 percent | FY2026-Q1 |
| Total Deposits | 1.09B | FY2026-Q1 |
| Gross Loans | 1.09B | FY2026-Q1 |
| Tier 1 Capital to Total Assets Ratio | 11.71 percent | FY2025-Q3 |
| Core Noninterest-Bearing Demand Deposits | 313.97M | FY2025-Q3 |
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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.