Citizens Financial Services, Inc. (CZFS) KPIs & Operating Metrics

Citizens Financial Services, Inc. (CZFS) key performance indicators and operating metrics (27 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.

KPIs — source: SEC EDGAR, earnings calls, investor decks
MetricLatest ValuePeriod
Net Interest Margin3.72 percentFY2026-Q1
Core Earnings Per Share Diluted2.16 USD_per_shareFY2026-Q1
Non-Performing Assets to Total Assets Ratio1.33 percentFY2026-Q1
Nonperforming Loans to Gross Loans Ratio1.64 percentFY2026-Q1
Reserves to Nonperforming Loans Ratio60.70 percentFY2026-Q1
Return on Average Assets Annualized1.34 percentFY2026-Q1
Return on Average Tangible Common Equity Annualized16.15 percentFY2026-Q1
Return on Average Equity Annualized12.03 percentFY2026-Q1
Efficiency Ratio54.98 percentFY2026-Q1
Net Interest Margin Tax Equivalent3.72 percentFY2026-Q1
Non-Performing Assets40.1MFY2026-Q1
Non-Performing Assets to Total Loans1.74 percentFY2026-Q1
Return on Average Tangible Equity Annualized Non-GAAP16.15 percentFY2026-Q1
Brokerage Assets Under Management (Period-End)319.49MFY2026-Q1

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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.