Bank of the James Financial Group, Inc. (BOTJ) key performance indicators and operating metrics (10 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.
| Metric | Latest Value | Period |
|---|---|---|
| Net Interest Margin | 3.57 percent | FY2026-Q1 |
| Nonperforming Loans to Total Loans Ratio | 0.22 percent | FY2026-Q1 |
| Efficiency Ratio | 73.75 percent | FY2026-Q1 |
| Return on Average Assets | 1.07 percent | FY2026-Q1 |
| Return on Average Equity | 13.87 percent | FY2026-Q1 |
| Allowance for Credit Losses on Loans to Total Loans | 0.95 percent | FY2025-Q3 |
| Interest Rate Spread | 3.15 percent | FY2025-Q3 |
| Commercial Real Estate Loans (Owner-Occupied and Non-Owner Occupied, Excluding Construction Loans) | 365.62M | FY2025-Q3 |
| Net Interest Income After Provision for Credit Losses | 8.78M | FY2025-Q2 |
| Commercial Real Estate Loans | 355.67M | FY2025-Q2 |
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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.