Southern California Bancorp (BCAL) KPIs & Operating Metrics

Southern California Bancorp (BCAL) key performance indicators and operating metrics (16 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.

KPIs — source: SEC EDGAR, earnings calls, investor decks
MetricLatest ValuePeriod
Net Interest Margin4.47 percentFY2026-Q1
Return on Average Assets1.36 percentFY2026-Q1
Return on Average Common Equity9.62 percentFY2026-Q1
Efficiency Ratio (Non-GAAP 1)57.69 percentFY2026-Q1
Nonperforming Assets to Total Assets Ratio0.97 percentFY2026-Q1
Pre-Tax Pre-Provision Income (Non-GAAP 1)18.71MFY2026-Q1
Allowance for Loan Losses as a Percentage of Total Loans Held for Investment1.14 percentFY2026-Q1
Total Unfunded Loan Commitments925.1MFY2026-Q1
Noninterest-Bearing Deposits as a Percentage of Total Deposits36.80 percentFY2026-Q1
Cost of Deposits1.43 percentFY2025-Q4
Cost of Funds1.50 percentFY2025-Q4
Average Loan Yield6.31 percentFY2025-Q4
Efficiency Ratio Excluding Merger Related Expenses55.90 percentFY2024-Q4
Adjusted Diluted Earnings per Share (Non-GAAP)0.53 USD_per_shareFY2024-Q4

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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.